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1st Year Free Homeowner’s Insurance – British Columbia

Peace of Mind is Included when you Purchase an SRI Home from Hart Modular


Each Home’s First Year of Homeowner’s Insurance is Free!

When you purchase a New SRI Home from Hart Modular Homes, your first year of homeowner’s insurance is paid for by SRI Homes and Aviva Elite.


Our Policy

The policy from Aviva Elite covers everything from personal property to building loss, all at replacement cost.


Features of Your Free Policy

With the expansive coverage under this homeowner’s insurance policy, you can find protection which includes fire, lock replacement, sewer backup and more.


What Else is Included in This Policy?

$2,000,000 in comprehensive personal liability coverage protects against claims by third parties if an insured injures someone or damages their property through negligence. This additional coverage applies on or off your premises, subject to the terms and conditions of the policy.


After My First Year of Prepaid Insurance, What about the Subsequent Years?

Hart Modular Homes’s customers will save up to a 50% discount from Aviva Elite Insurance Company on their already low premiums for the second year, and future discounts are also available.


How Do I Apply for Coverage?

If you are looking to apply for homeowner’s insurance, you can visit the PAL Insurance Brokers website and complete the “Application for Homeowner’s Insurance Form”. Once the form has been submitted to PAL Insurance Brokers via email or fax, they will send you a quick response.

Pal Insurance Brokers Ltd.

Download our PDF Brochure to Read More about Homeowner Insurance

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